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patchworkkid put me onto this and I am one very jealous Queenslander right now!MTC is moving!
And we’re clearing out everything.
Once our headquarters moves to our swanky new HQ in South Melbourne, we will be purging ourselves of all of the things we simply can’t take with us. This includes a large amount of furniture, some amazing costumes, some not-so-amazing costumes, dresses, shirts, shoes, bags, hats, curtains, pretend food, old computers, posters, enormous theatrical back-drops, technical equipment. You won’t believe the sorts of bargains you can buy!
Get into David Campbell’s pants, go home wearing a small piece of Marina Prior. Need some fodder for your home dress-ups box? Want to refurnish your house with some pieces that look a helluva lot more expensive than they really are?
Come to our biggest Garage Sale EVER!
The Massive MTC Garage Sale
Date: Saturday 14 November
Time: 9am to 3pm*
Location: MTC Headquarters - 129 Ferrars Street, Southbank
Gold coin entry
Sausage-sizzle on site
*2pm onwards: Bargain basement - everything must go - make us an offer.
Become a friend of Melbourne Theatre Company on Facebook (search for MTC Garage Sale) for updates and more pictures. For enquires contact garagesale@mtc.com.au, however please note we cannot provide a list of items available for purchase.
EBAY
In the lead up to the Garage Sale a number of extra special items will also be sold through ebay. We are now selling our final item - a blue rickshaw from Don Juan in Soho (2008) with built-in tape deck.
INDUSTRY PRE-SALE
Our pre-sale has now ended. If you are looking for sets and stage equipment, including backdrops and theatrical curtains all remaining items can be purchased at the Garage Sale on Saturday 14 November.
I'm sure some of you will be all over this.
- Location:The wretched Antipodes
This is a guest post from Adam Jusko, founder of IndexCreditCards.com, an information and comparison site for credit cards that maintains a list of over 1200 cards. You can follow Adam on Twitter for quick credit tips and opinions.
Among recently-passed credit card regulations is a command that issuers stop giving credit cards to adults under age 21 unless these young people can show proof of income or have a co-signer who will vouch for them financially (usually a parent). The intent is to stop credit card companies from heavily marketing credit cards to college students — young people away from home for the first time who have been known to run up big debts that haunt them later.
Regardless of whether you agree or disagree with this regulation, it will no doubt mean more young people entering their early to mid-20s with no credit history. Because you need a credit history if you ever plan on financing a car or a home at a reasonable interest rate, this is an important issue. So, what should they — and anyone else with no credit history — do?
Here’s the simple plan I advocate: Get a secured credit card.
What is a secured credit card?
A secured credit card works like a standard credit card, but with a slight catch — you have to deposit money into an account as collateral before you use the card. The amount you deposit becomes equal to the size of your credit line. For example, if you deposit $500 into your account, you can charge up to $500 with the card. You then pay your balance each month, exactly like you would with a regular credit card.
A secured credit card is not the same as a debit card. You are responsible for paying your monthly charges with money you have on hand; your purchases do not get deducted from your deposited balance as they would with a debit card. The deposited money serves only as protection for the bank in case you don’t pay.
When you pay your card balance each month, the bank reports your payments to the credit bureaus, who begin to keep track of your credit usage. You’ve established a credit history! Each month that you make on-time payments, your credit history lengthens and improves, moving you closer to the high credit score that will get you good rates on future financed purchases like a car or house. (If you fail to pay or pay late, you’re still establishing a credit history – but a bad one.)
Beware of high fees
Secured credit cards do charge annual fees, but if you go with a major bank, they should be minimal. Among the secured credit cards I recommend are:
- Citi Secured MasterCard ($29 annual fee)
- US Bank Secured Visa ($35 annual fee)
Both of these banks will give you the opportunity to upgrade from the secured card to an unsecured card with no annual fee in the future. (US Bank offers this after 12 months, Citi after 18 months.)
On the flip side, there are many secured credit cards and unsecured credit cards out there that charge hundreds of dollars in fees while promising to help build credit. Stay away from them! The companies offering these cards are either preying on the ignorance of newbies or they are selling a product to people who’ve ruined their credit and are desperate to get it re-established. These cards are not for people with no prior credit history.
The easiest way to establish credit
Establishing credit is important to your financial future, and the easiest way to do so is via a credit card. You may not like credit cards, but consider this: Credit cards are the only financial tools that allow you to establish credit without forcing you to pay monthly interest. Understand the details of your credit card application, and as long as you pay your balance in full each month, you can establish credit for free (or almost free in the case of secured cards). If you choose to use credit responsibly, establishing a credit history can actually be very easy.
Previously at Get Rich Slowly, the folks from Index Credit Cards provided a guest post on 5 credit card company tricks (and how to thwart them). Photo by Fosforix.
---
Related Articles at Get Rich Slowly:
- Ask the Readers: What if You Have No Credit History?
- Reader Question: Buying a House Without a Credit History?
- Ask the Readers: How Will My Family’s Credit History Affect My Own?
- How One College Student Handles Credit Cards
- The Secret History of the Credit Card
I had problems recently with a customer who didn't like the price I charged her for making a corset and she wasn't going to pay. Unfortunately I was stupid and had already delivered the corset... There was a post mentioned a while ago on making customers sign a contract. Can someone direct me to it?
Also I would love your input on what to put into the contract. A 50% deposit upfront is a definite, but what else? Extra trims to be charged extra... Help
I have found satin to be unforgiving when added as a cover layer at the end, so I treated each cover panel and its corresponding core panel as a single layer when assembling the panels. The stitches are made with buttonhole thread from the red side, on the assumption that if the black side is not precisely lined up with the red side, any slight variations in stitch position relative to seam will be hidden by black-on-black.
( More Views of the Corset )
X-Posted
Its been seven long years to this point, and I am glad its over. In the end, it came down to dollars and cents. I settled today for about the same amount of money I'd have paid my lawyer for a full day in court and finalizing paperwork. Its even been worked that I will be making the settlement pay out as alimony over the next 12 months so that it will be tax deductible and not in one lump sum. This gives me a chance to raise the funds in smaller chunks.
That being said, I need to come up with $6000.
I need to "find" at least half that, preferably more. And that is why I post - revenue.
Varangian Wood Works is open for business. The initial offerings are limited, but will be expanding.
Lund Stools - Classic three legged stools support a comfortable "D" seat. Each leg is carved and socket fitted at a comfortable 15degree angle. Light, portable, and perfect for any culture in Northern Europe throughout the SCA period. Our standard model comes in fine whitewood with a light coat of linseed oil for protection.
12" height - $34
18" height - $37
Arming Benches - Rock solid and built to support the weight of a fully armored SCA fighter (or two). This simple and rugged design is evocative of utilitarian wooden benches the world over. Two-by-twelve pine provides a lightweight, sturdy, and broad seat that can take a lot of punishment and still provide a comfortable roost off the ground. The Arming Bench comes standard at a pleasant 15 inches tall, sanded but unfinished, to allow you to decorate as you like. These benches also make for wonderful supports when making field repairs on armor, and as portable workspaces. These benches do not break down, but are sufficiently compact to transport easily.
Standard - $25
Field tables - Aren't there times when you just want a good, small, table to rest a drink or lunch plate while up and about? A table that cane be placed in easy reach without cluttering your shadefly? Here's the table for you. At a comfortable and compact 24Lx24Hx12W, these four post tables based on the Sala Hytta table are built to fill that corner of space with a slightly more decadent place to put your lunch plate than at your feet. These tables come ready assembled and breakdown easily for transport. Simply tap or twist out the legs, and the whole tale packs down to less than two and a half inches in height.
Sanded and Unfinished - $40
With a coat of protective Linseed oil - $50
Other products available -
Belts, pouches, assorted leather goods, all at cutthroat (my own) prices. Tent and shade-fly frames made to order.
I also take commissions for custom furniture, drop me a line if you have something specific in mind, or would like a particularly different kind of wood to spruce up your display. I also have a line of trunks and small boxes available that I will be posting later.
I also make guantlets - Three Lame clamshells at $110 per pair. 3/4 Cap-tipped finger Wisby-style gauntlets - $450 per pair. All are in mild steel and your choice of black or burgundy leather.
Other items for sale immediately -
I have three helms I don't need, $150 each, obo.
7"x10" Metal Lathe, new in box, $400 obo
Class IIIA ballistic vest with carrier. $200 obo
Yes, you could make most of these things yourself, but why should you? Every craft item offered is quality, hand-made here in the US, by me. And hey, it goes to a good cause.
If you have any interest, or would like to recommend any other products, email me at velsthe1 (_at_) hotmail (_dot_) com
Please feel free to share this information far and wide.
Pictures will be posted soon.
Sigh...
( ... )
- New cookbook blog post: http://cookbook.atlow.org/2009/11/10/89/
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Obesity guidelines should not be a yardstick for morality
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The other day, I was at Walgreens. At their front end, they have displays of items like candy, soda, and prophylactics. One of the items was generic skin softener- "made with real olive oil!" the label announced. It was $5 for a 6oz bottle. Curious, I looked at the ingredients:
100% pure olive oil.
Yeah. Or you could just buy some olive oil in those big jugs for about $8 and use some on your skin- provided you don't start with mildly dry, normally oily skin. A better idea is a wash with rice bran and oatmeal in that case. But if you usually have very dry skin, olive oil has been used in the Middle East for that purpose for centuries. If you're looking for something lighter, go with jojoba or almond oil. Grapeseed oil works as well, and if you put about 1 drop essential oils to 10 drops base oil, it can smell really good too! Just make sure the essential oil is safe to use on the skin. Not all of them are!
Yeah, that'd be pretty sweet.
Alternatively, I have to start poking the 'fink everytime he says "Heeeere, leezard leezard leezard," when a Visitor appears onscreen.
- Mood:
nerdy
As many of you know, my pal Chris Guillebeau is crazy. He’s been to 119 countries, and he just keeps on flying. He wants to see them all before he turns 35 (in April 2013).
As you can imagine, Chris has accumulated a hell of a lot of frequent flyer miles over the past few years. He says he currently has 676,583 miles in eight accounts. But not all of these come from flying. Chris has learned all sorts of ways to accumulate miles without taking to the air. Now he’s put together a new e-book called Frequent Flyer Master that describes how you can maximize your miles, too.
I haven’t read Frequent Flyer Master but I’ve read several of Chris’ other books. They’re packed with information. They’re not scams. Plus they come with money-back guarantees. If you’re interested in travel, consider buying this guide.
Meanwhile, from elsewhere on the internet, here are few of my favorite articles from the past week:
First up, Flexo from Consumerism Commentary offers a great rebuttal to my advice to do what what works for you. “Doing what works for you can be a trap,” he warns. This philosophy can:
- Make you think you have a license to ignore criticism.
- Make you ignore better options.
- Make you accept mediocrity as a way of life.
I think Flexo’s points are spot-on, and I like his conclusion. (I like it so much, in fact, that I’ll incorporate the gist into my book!) “What works is just the minimum,” he says. “Do more than that. Do what works and look for something better.”
Next, The New York Times has an interactive graph that shows the jobless rate for people like you. Lowest unemployment? White women ages 25-44 with a college degree (3.6%). Highest? Black men ages 15-24 who didn’t complete high school (48.5%). And people like me? Just 3.9%.
Also from The New York Times, here’s a story about buying into a Christmas without presents. The older I get, the more I dislike Christmas gift-giving. Does that make me a Scrooge? Not according to this article. (For more on this subject, watch for April’s Anti-Stuff Holiday Gift Guide later this week.)
Finally, here’s a round-up of recent money carnivals. These are great sources for more info about personal finance:
- Kelly from The Centsible Life hosted Carnival of Personal Finance #229.
- Provident Planning was the home of The Best of Money Carnival #23.
- Bob at Christian PF shared this week’s Carnival of Money Stories.
- The Financial Blogger hosted Carnival of Money Hackers #89.
- Over at Don’t Mess with Taxes, you can read Tax Carnival #59.
- And The Skilled Investor shared Carnival of Financial Planning #114.
Now, if you’ll excuse me, I’m off to finish chapter six of Your Money: The Missing Manual.
---
Related Articles at Get Rich Slowly:
- links for 2006-08-04
- Daily Links: Hard at Work Edition
- Oregon Master Gardeners Plant Sale
- Daily Links: Daily Bread Edition
- Return of the Daily Links
And "hazing."
As mentioned in a previous post, I recently had to deal with some stalker-like behavior. That the party in question is probably harmless and that the situation was dealt with in a safe and reasonably polite manner is not the point. The point is that I had to deal with it at all in an environment which is supposed to be "safe."
Anyone ever been touched without your permission by someone whose only excuse for doing so is that we're all SCA and you therefore should hold still for
Ever tell someone to stop doing something and have them persist because they think it's funny? Like the guy who decided to find out if I was ticklish and no amount of verbal protest or physical resistance short of whipping off one of my Birkenstocks and whaling him across the forearm with it as hard as I could was going to stop him. He had the nerve to be shocked and hurt too.
I'm willing to bet that the people who don't see what all the fuss is about on the alleged lifting incident reported this week on SCA-West have never been in a like position, regardless of gender.
Lopping helpless branches off
In verdant carnage.
Had I such gardeners, it
Would be they who would suffer.
(The so-called landscape "design" firm our company uses are butchers. What they do is not pruning.)
- Mood:
cranky
********************************
One is up for auction ON EBAY, and the other is available for immediate purchase in OUR ETSY SHOPPE!
********************************
This fantastical steampunk weapon will subdue any opponent with the power of lightning! The blue aether cell is charged with the press of a button to provide power for firing terrible bolts of electricity at whomever offends you! Let them know you mean business with this trusty weapon at your side.
********************************
This is a custom handmade prop gun by Outland Armour! This piece is one of a pair, both of which are for sale. If you are interested in purchasing both of these fine guns, just email us letting us know.
Otherwise, this listing is for only ONE of the pair.
Features:
Approximately 21" long.
Hand carved stock, fully finished and stained.
All steel and brass parts.
Pressable LED light up "aether cell" button with on, off, and blinking modes.
Custom paint job in several metallic colors.
Item will be shipped securely in bubble wrap and styrofoam pellets to ensure safe arrival. A tracking number will be provided at no extra charge.
More photos, video of light up action, and other information is available on request.
Returns accepted only in the case of broken or defective items. Buyer pays return shipping, and we will repair or replace item to your satisfaction.
Thank you for looking!
Outland Armour
- Location:Atlanta, GA
- Mood:
accomplished - Music:Lady Gaga: Bad Romance
Schwenksville, PA — Police today ended a reign of terror as they apprehended notorious crime lord “Feathers” McGinty, suspected of masterminding KFC and Chick-Fil-A robberies across five states.
I’ll have the “chicken surprise,” Anthea M.
Posted in Uncategorized Tagged: Birds
Howdy, poor_skillers:
Saw this article yesterday and thought of you all...
Happy bargain-hunting and ripoff-dodging!
If this is unclear, let me put it in more specific terms. A student takes out a private student loan in say, Delaware, then moves to Michigan permanently. If the loan goes into default and the lender wants to take the student to court, in which state will the judgment be entered?
Ideas? Already planning a trip to the thrift store, so ideas for new clothing?
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